profile picture

Attention homeowners: Need an appraisal?

Here are the top seven reasons Florida homeowners use Spectrum Appraising:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Pinellas County's assessment of your property value
  3. To cut their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in Florida by determining the true market value of a property
Own a home in the Tampa Bay Area and need help deciding the price of it? Contact Spectrum Appraising.

At Spectrum Appraising, we understand the particular needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-Listing Services / For-Sale-by-Owner (FSBO)

Working with a real estate agent to sell your property? Then they'll provide you with a comparative market analysis (or a CMA) than includes competing houses for sale in your local area. It's a customary starting point when deciding your home's listing price. However, its also advantageous to have an "objective" third-party's opinion of value before signing the Listing Agreement.

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Spectrum Appraising will tell you what you need to know -- not just what you want to hear. An appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is an independent third party's opinion of your property's value. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Dividing martial assets:

We realize that divorce can be very difficult. There are many issues looming, including the fate of the house. There are generally two options when discussing common real estate - it can be put up for sale and the proceeds divided, or one party can "buy out" the other. In either case, one or both parties should order an appraisal of the residence.

A divorce appraisal should include a well-established, expert appraisal document that can be support to a judge. Spectrum Appraising pledges to give you an exceptional level of service with courtesy and the highest quality appraisal.